:root{--bg:#fff;--fg:#1a1a1a;--muted:#667085;--line:#e6e8ec;--soft:#f7f8fa;--accent:#2457d6;--accent-fg:#fff;--bad:#c0392b}
@media (prefers-color-scheme:dark){:root{--bg:#0f1115;--fg:#e8eaee;--muted:#9aa3b2;--line:#252a33;--soft:#161a21;--accent:#7aa2ff;--accent-fg:#0b1020;--bad:#ff8a7a}}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--fg);font:18px/1.7 Georgia,"Iowan Old Style","Times New Roman",serif}
a{color:var(--accent)}
.site-head{border-bottom:1px solid var(--line)}
.site-head-in{max-width:1040px;margin:0 auto;padding:18px 20px;display:flex;justify-content:space-between;align-items:center;gap:10px 24px;flex-wrap:wrap;font-family:-apple-system,BlinkMacSystemFont,"Inter","Segoe UI",sans-serif}
.brand{color:var(--fg);font-weight:700;font-size:19px;text-decoration:none;letter-spacing:-.01em}
.site-head nav a{color:var(--muted);text-decoration:none;margin-left:22px;font-size:15px}
.site-head nav a:hover{color:var(--fg)}
.page{max-width:720px;margin:0 auto;padding:48px 20px 72px}
.page.wide{max-width:720px}
.eyebrow{font:600 13px/1 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);margin:0 0 14px}
h1{font:700 40px/1.2 Georgia,"Iowan Old Style",serif;letter-spacing:-.015em;margin:0 0 14px}
h2{font:700 26px/1.3 Georgia,serif;margin:44px 0 12px;letter-spacing:-.01em}
h3{font:700 20px/1.4 Georgia,serif;margin:30px 0 8px}
p{margin:0 0 18px}
.lead{font-size:21px;color:var(--muted);line-height:1.55;margin:0 0 28px}
.meta,.byline{font:15px/1.5 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;color:var(--muted);margin:0 0 6px}
.disclosure,.note{font:14px/1.5 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;color:var(--muted);border-left:3px solid var(--line);padding:2px 0 2px 12px;margin:0 0 30px}
.disclosure strong{color:var(--fg)}
ul,ol{padding-left:24px;margin:0 0 20px}li{margin:8px 0}
blockquote{border-left:3px solid var(--accent);margin:22px 0;padding:2px 18px;color:var(--muted)}
hr{border:0;border-top:1px solid var(--line);margin:36px 0}
code{background:var(--soft);padding:2px 6px;border-radius:5px;font-size:.9em}
.table-wrap{overflow-x:auto;margin:22px 0;border:1px solid var(--line);border-radius:10px}
table{width:100%;border-collapse:collapse;font:15.5px/1.5 -apple-system,BlinkMacSystemFont,"Inter",sans-serif}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
tr:last-child td{border-bottom:0}
th{background:var(--soft);font-weight:600}
td:first-child{font-weight:600;white-space:nowrap}
.cta-box{margin:30px 0;padding:22px;background:var(--soft);border:1px solid var(--line);border-radius:12px;text-align:center}
a.cta{display:inline-block;background:var(--accent);color:var(--accent-fg);font:600 16px/1 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;padding:14px 26px;border-radius:9px;text-decoration:none}
a.cta:hover{filter:brightness(1.08)}
.cta-lead{font:600 19px/1.4 Georgia,serif;margin:0 0 14px}
.fine{font:13.5px/1.5 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;color:var(--muted);margin:10px 0 0}
.calc-box{margin:30px 0;padding:22px;background:var(--soft);border:1px solid var(--line);border-radius:12px;font-family:-apple-system,BlinkMacSystemFont,"Inter",sans-serif}
.calc-box h2{margin-top:0;font-size:22px}
label{display:block;font:14px -apple-system,BlinkMacSystemFont,sans-serif;color:var(--muted);margin:10px 0 6px}
input{width:100%;background:var(--bg);color:var(--fg);border:1px solid var(--line);border-radius:8px;padding:12px 14px;font:inherit}
input:focus{outline:2px solid var(--accent);outline-offset:1px}
.calc-row{display:flex;gap:10px;flex-wrap:wrap}.calc-row input{flex:1;min-width:180px}
button{background:var(--accent);color:var(--accent-fg);border:0;border-radius:8px;padding:12px 20px;font:600 15px -apple-system,sans-serif;cursor:pointer}
.calc-out{margin-top:14px;font-variant-numeric:tabular-nums}.calc-out p{margin:4px 0}.calc-out p:last-child{font-weight:700}.calc-out.bad p{color:var(--bad);font-weight:400}
.questions li,.compare li{margin:10px 0}
.hero{padding:56px 0 8px}
.hero h1{font-size:44px}
.posts{list-style:none;padding:0;margin:0}
.posts li{margin:0;border-top:1px solid var(--line)}
.posts li:last-child{border-bottom:1px solid var(--line)}
.posts a{display:block;padding:20px 0;text-decoration:none;color:var(--fg)}
.posts strong{display:block;font:700 21px/1.35 Georgia,serif;margin-bottom:4px}
.posts a:hover strong{color:var(--accent)}
.posts span{display:block;color:var(--muted);font-size:16px;line-height:1.55}
.section-label{font:600 13px/1 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:44px 0 14px}
.related{margin-top:48px;border-top:1px solid var(--line);padding-top:8px}
.related h2{font-size:20px}
.site-foot{max-width:1040px;margin:0 auto;padding:28px 20px 56px;border-top:1px solid var(--line);font:14px/1.6 -apple-system,BlinkMacSystemFont,"Inter",sans-serif;color:var(--muted)}
.site-foot p{margin:0 0 6px}
.site-foot a{color:var(--muted)}
@media(max-width:640px){body{font-size:17px}h1,.hero h1{font-size:30px}h2{font-size:23px}.site-head nav a{margin:0 18px 0 0}.page{padding-top:32px}}
.verdict{margin:0 0 30px;padding:16px 20px;background:var(--soft);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:8px;font:16px/1.55 -apple-system,BlinkMacSystemFont,"Inter",sans-serif}
.verdict strong{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);margin-bottom:4px}